In this video from Your Life, Your Money, entertainer D. Woods discusses how she has learned to manage her money given the inconsistent income she earns in the music industry. Woods explains her method of saving, which involves organizing her finances in separate bank and credit union accounts for saving and checking. She also discusses the option of saving with a CD, or certificate of deposit, which offers a higher interest rate than a savings account, but for a set period of time. Experts in the video advise having at least three months of living expenses saved as an emergency fund.